Whether you're in foreclosure now or worried about it in the future, you have options!

Reinstatement

Pay your lender(s) all of your past due payments to bring your mortgage current. This option is rarely feasible.

Restructure

Negotiate with your lender to get your loan in good standing again. There are many options available to us to get a restructure approved like a separate payment plan for your delinquency or even adding the delinquency to the end of your loan.

Refinance

We have established relationships with very reputable lenders who can give loans on mortgages that are in foreclosure if there is enough equity in your property available.

Sell Your Home

You may simply sell your home before the Foreclosure Sale Date. Sometimes the homeowner is unable to sell the home outright at the desired sale price and this is not an option.

Short Sale

We may be able to negotiate a Short Sale on your behalf with your lender(s). In this instance the lender may take less than what you owe on the loan to avoid a lengthy and costly foreclosure process.

Deed-in-lieu of Foreclosure

We can arrange for you to simply give the home back to the lender and walk away with a clean slate.

Bankruptcy

This is a last resort. This will only save your home temporarily. If you miss one payment during this process the lender will put you right back into foreclosure.

Foreclosure

You may elect to allow the home to be entered into mortgage foreclosure. This is the most damaging to you. The lender will take your home and all of your equity. If there is no equity, your lender may get a deficiency judgment against you and come after you to repay the shortage or “deficiency”. This is the most damaging to your credit and your ability to acquire another home loan.